Cutter Law P.C.

Going through a motor vehicle accident can be a very shocking experience in general. Some car accident victims find themselves dealing with another shock following their crash: The discovery that the person who caused the crash didn’t stop, but instead just kept going on their way.

There are various things that could cause this situation to come about. The driver who caused the accident may have decided to intentionally flee the scene. Or they may have been unaware that actions they took caused a crash.

In either of these situations, the victim of a crash that the driver left the scene of can be feeling a lot of different things. They can be feeling angry that the driver that caused this didn’t bother to stop. They also may be worried about whether they will be able to get compensation for their injuries. After all, not knowing who the driver who caused the accident was takes getting compensated by that driver’s insurer off the table.

It is important for victims of hit-and-run or phantom accidents to know that they may be able to pursue the compensation they need though their own policy. Specifically, if they have uninsured motorist (UM) coverage in their auto insurance policy, they could make a claim related to their injuries to their insurer under this coverage.

Now, a driver could still have compensation-related concerns when filing a UM claim in relation to harms they suffered in a hit-and run or phantom accident. For one, they may worry about whether they will be treated fairly by their insurance company when it comes to their claim. Insurers sometimes put up resistance to paying such claims.

So, when navigating issues related to UM claims, a California hit-and-run or phantom accident victim may want a skilled auto accident attorney’s help in standing up for their rights. Such lawyers can keep an eye out for any potentially unfair conduct by a person’s insurer and help a person fight for fair treatment in the event such conduct is detected.

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